Tokenized Bank Simplifying Use of Cryptocurrency

From this article you will learn how Hush is developing a tokenized neobank offering simplified services for placing and using cryptocurrency via blockchain technology
22 January 2018   1162

The banks existing nowadays do not fully resond to all modern consumers' demands as they are the tools for depositing users' money, having a means of payment, saving or financing for future projects. Users can check the latest transactions, scrutinize bank charges, anticipate future expenses and check the available balance, but in reality they want more, for instance, a tool that takes into account the future, such as the rise of cryptocurrencies. Hush has the ambition to go much further, and to provide services that respond to societal changes in recent years.

What is Hush?

Hush is developing a project of a regulated, participative and tokenized neobank that offers users simplified services for placing and using the money in currencies or cryptocurrencies. Hush’s ambition is to create the first regulated, participative and tokenized model for simplified services so that users cans use their money in fiat and/or crypto-currencies. Hush is a neobank that has been created by Éric Charpentier, ex-fonder of Morning which is also a neobank.

Hush ICO
Hush ICO

The aim of Hush is to federate an active community of users, offering them a regulated model in order to develop a daily utilization of crypto-currencies/euro, and opening new perspectives to the inexperienced users about the crypto-currencies sector as well as enjoying an innovating mobile bank service using fiat.

The increased usage of crypto-currencies, especially the Initial Coin Offerings (raising money through tokens), opens new perspectives in order to transform the traditional banking model, supported by users’ community which will allow to innovate as well as ensure a longlasting economical independence.
 

Éric Charpentier

CEO, Hush

Hush Strategy

Hush will propose several functionalities in accordance with users’ expectations with the Premium model, and particularly:

  • Opening accounts by invitation or sponsoring programs with the users’ initiative
  • A Premium payment card including a reinforced security and an innovating usage
  • A crypto wallet in order to safely manage user’s investments
  • An instantaneous conversion service of crypto-currencies with the possibility for the users to spend their money whenever they want
  • Proposition of proactive insurances
  • An account project for users so that they can finance and realize their project and fix objectives for themselves

Hush advantagesHush Advantages

Hush Ambassador Program

Hush Ambassador program tends to reward the participation of users holders of USH Token through a badge mechanism qualifying different levels of engagement. Those badges will be distributed monthly on the activity base related to:

  • The loyalty use of Hush services overtime which will bring to their users the first rewards
  • The engagement in recommendation, the referral system or other marketing actions
  • The participation of the users in the ongoing amelioration of services or the proposition of innovative ideas
  • The functional contributions in the technical development through bug bounty program
  • The challenges in the community animation, with variable contents ensuring a maximal participation

Hush rewards programHush Rewards Program

USH Token

USH tokens are created to provide several services to the holders:

  • A participative and contributive voice in Hush project
  • A payment method proposed by Hush, in which paying a Hush service with USH Token brings a 50% reduction on commissions
  • A reward tool thanks to a loyalty and engagement program Hush Ambassador
  • A reward of the contributive activity and the use of Hush services in order to redistribute USH Tokens to the most active users in Hush’s Ambassador program.

Hush Token Sale Information

Ticker. USH
Sales dates. Pre-sale. from Jan 22, 2018 to Feb 11, 2018
ICO. from Feb 12, 2018 to Mar 4, 2018
Token price. €0.70
Accepted currencies. ETH, BTC
Hard cap. €10M
Bonus. 20%

Hush Token AllocationHush Token Allocation

Hush Advisors

  • Kazem Tabrizi - a partner of Tenzing, a consulting firm in operational strategy
  • Pierre Storrer - a specialist in banking law and in payment services law, who assists national and international operators, banking and alternative institutions
  • Nazim Morera - co-Founder of BitConseil, expert in digital, marketing and distributed registry protocols
  • Denys Chalumeau - entrepreneur of the French Internet, foundee of bdnet.com, billetreduc.com, promovacances.com, and SeLoger.com
  • Sébastien Bourguignon - a manager in an IT consulting firm and is an expert in digitization and blockchain, author of the white paper "#80PortraitDeStartuper" and the book "Portraits of startupers - 2017 edition" published by Maxima

Documentation

  • Whitepaper
  • Executive Summary
  • Terms of USH Sale

More Information

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Top Ongoing ICO 30th September - 6th October

Check these cool new ICOs: PlutusX, Rays Network, INGOT COIN, Multiven, Tresorio HUB, PARQ and Remoneta
30 September 2018   420

Every week we find a large number of projects which are holding Initial Coin Offerings in order to be able to bring their incredible ideas to life. There are a lot of news regarding ICO and cryptocurrency, and we do our best to report about the updates released, or the crypto conferences held all over the world. And now it’s time to look at the ICO market! In a list below you will find our reviews of the projects we consider worth looking at this week. As you already know, Hype.Codes team is working hard to deliver all top-notch ICO news!

Current list for quick navigation PlutusX, Rays Network, INGOT COIN, Multiven, Tresorio HUBPARQ, Remoneta

Ongoing ICO

Don’t forget to read to the bottom and take part in our poll about upcoming ICOs.

1. PlutusX

Hype.Codes rate  92

PlutusX’s mission since its inception in 2015 has had one core drive: to reinvent the way investing was perceived. We planned on disrupting the status quo by providing tools that otherwise would have been exclusively reserved to the ultra-wealthy. We have now advanced our mission with the progression of blockchain technology and decentralized tools, that will allow us to take our mission to a global and borderless platform. The potential to satisfy the demand for aggregated financial services in the crypto industry is perhaps the most exciting banking development of the past 100 years. The prize for those who are successful is a place on a global banking landscape that can never be matched by any traditional banking development plan.

Vote for this ICO

Sales dates: Jun 27th - Oct 30th
Accepted currencies. BTC, ETH, LTC, XRP, Fiat
Soft cap $3M
Hard cap $38.4M
Website and Whitepaper 

Back to the quick navigation list

2. Rays Network 

Hype.Codes rate  90

Rays Network is based on a whole new blockchain technology which is growing and improving all the time. For a few years now, blockchain technology has been increasingly adopted, but there are still many problems that hold this technology back from going mainstream. Rays Network is looking to solve many of these problems. Rays Network is a cryptocurrency that aims to Revolutionize your experience within the cryptocurrency world. We have identified common cryptocurrency issues ranging from usability to how decentralized systems operate. We are adopting known features inside cryptocurrency world such as Delegated Proof-of-Stake (DPoS) and Bulletproof algorithm but we have modified features to accommodate our community’s needs.

Vote for this ICO

Sales dates: Jul 1st - Dec 31st 
Accepted currencies. ETH, BTC, XSH
Soft cap $2M
Hard cap $20M
Website and Whitepaper 

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3. INGOT COIN 

Hype.Codes rate  89

INGOT Coin is the first fully integrated Wallet with a Digital Bank, Brokerage, Exchange, Certifier, and ICO Accelerator. All components are rolled into a single and complete ecosystem, which rewards token holders and consumers for using and contributing to it. INGOT Coin is a decentralized cryptocurrency which provides benefits and discounts within the ecosystem itself. IC will be based on a ERC20 technology.

Vote for this ICO

Sales dates: Jul 1st - Oct 10th
Accepted currencies. ETH, BTC, TIO, Fiat
Soft cap $37M
Hard cap $90M
Website and Whitepaper 

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4. Multiven 

Hype.Codes rate  85

MULTIVEN OPEN MARKETPLACE: The world’s first blockchain-based marketplace for the global $3 Trillion IT products and services Industry. - Reduce your IT hardware, software & services costs by up to 75%. - Decentralise your procurement worldwide. - Buy and sell, new and used equipment, peer-to-peer.

Vote for this ICO

Sales dates: Jul 1st - Oct 9th 
Accepted currencies. ETH, BTC, LTC, EUR, USD
Soft cap 10M EUR
Hard cap 50M EUR
Website and Whitepaper 

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5. Tresorio HUB 

Hype.Codes rate  80

Tresorio HUB is a transparent, decentralized, sustainable and scalable ecosystem, accessible through a cloud platform, our HUB Platform, allowing an easier access to computing resources. These resources will be used for various use cases such as blockchain mining, 3D rendering, Machine Learning model training, or complex scientific computations. The HUB platform will be powered by our Green Network’s clusters and smart-boilers, as well as computing resources made available from thousands of contributors through decentralized marketplaces. Our ambition is to create an efficient ecosystem, democratizing access to computing resources to all types of users. We aim at disrupting the centralized paradigm in Cloud Computing.

Vote for this ICO

Sales dates: Jul 5th - Oct 31st
Accepted currencies. ETH, BTC, BCC, DASH, DCR, DGB, ETC, GNT, KMD, LTC, NEO, NXT, OMG, RLC, SIA, XMR, XRP, ZEC
Soft cap 7600 ETH
Hard cap 109,6k ETH
Website and Whitepaper 

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6. PARQ  

Hype.Codes rate  79

Parksen combats worldwide traffic congestion and pollution through a Green, Smart and Connected City Platform, which utilizes the IOTA and Ethereum blockchain, smart contracts, IoT devices, artificial intelligence and a real-time parking app. The Parksen parking app, running in over 100 Dutch municipalities, allows drivers all around the globe to find and pay for their parking spaces in advanced, showing them the closest one to their destination, saving them money, time and frustration, as well as helping to reduce CO2 emissions. We receive a 5% kickback fee on all parking transactions that were activated by our cloud based SAAS solution, and by distributing smart, low priced IoT devices and a free-to-use platform to commercial parking providers and local, regional and national governments, we aim to disrupt a 100 billion dollar industry.

Vote for this ICO

Sales dates: Aug 1st - May 31st 
Accepted currencies. ETH, BTC, Fiat
Hard cap $19.5M
Website and Whitepaper 

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7. ReMoneta 

Hype.Codes rate  80

ReMoneta Taking crypto to the mainstream ReMoneta is the only land-backed system in crypto, delivering real measureable and stable value today. ReMoneta is a strongly-capitalised ReFinTech company based in the EU combining real estate, finance and technology. At the centre of ReMoneta is our community. Together we have designed a frictionless hub - the safest and most stable integrated online currency system in the market. It is the only online currency and payment system with a fully stable price, zero transaction costs, large scaling and instant network verification, land backed and totally secure where community members and retailers earn money from "community mining" via their real world actions to promote positive global values and the community. The system allows micropayments - opening up a new industry as well as members being able to create code or even a business node on the network. ReMoneta solves the key problems in crypto today, creating a central hub between crypto and commerce, allowing crypto to go mainstream.

Vote for this ICO

Sales dates: Jul 24th - Oct 31st
Accepted currencies. ETH, BTC, Fiat
Hard cap $5M
Website and Whitepaper 

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What is Hype.Codes Rate?

Hype.codes team works everyday to bring you the best reader’s experience. We are trying to add some new cool features every day. Hype.Codes Rate is average, abstract ranking of ICO, that we give to every upcoming ICO. It depends on such criteria:

  • Landing webpage design
  • Completeness of information provided on the landing webpage
  • Convenience of information search on the landing webpage
  • The concept itself
  • Whitepaper
  • Reputation and accessibility of information about the project team, their experience
  • Project activity on social networks
  • And many other

We hope that you like the idea of Hype.Codes ICO ranking and maybe it will help to navigate through the stormy sea of blockchain-based start-ups. 

Top Ongoing ICO 30th September - 6th October Poll

We are constantly updating the list of top ICO and we would like you to share some thoughts on which Token Sale from 30th September to 6th October is the most appealing to you. Which one seems interesting for you to invest your funds, and which one, in your opinion, will bring the most profit? Please, select one of the options below